Checking Accounts

Your checking account. Your way. Choose the checking account that best fits your needs:

	Zip Checking	Go Green Checking	i-Net Checking	Youth Checking Ages 13-17	New Access Checking
Earns Interest*		✅ .50% APY*	✅ 3.00% APY*
No Minimum Opening Balance	✅	✅	✅	$5
No Monthly Service Fee **	✅	✅	✅	Waived if 10 or fewer checks/debits per month. Otherwise $5	$10.00
Free Debit Card	✅	✅	✅	✅ 15 and up
Free Online Banking	✅	✅	✅	✅
Free Online Bill Pay	✅	✅	✅
Free eStatements	✅	✅	✅	✅	✅
Unlimited Check Writing	✅	✅	✅		✅
Debit Card access available at any ATM that displays Presto!, Plus an ACCEL logos.	✅	✅	✅	✅	✅

**Click here to review rates and disclosures or see below for more details on each account.

Non-interest checking with no monthly service fee
No minimum balance requirement
Unlimited check writing
Visa Debit Card with Card Control
Free access to online and mobile banking, including remote deposit
Federally insured by the NCUA up to $250,000

Open an Account Now

* All members may pay a surcharge by the ATM proprietor when they use a non-PriorityONE or non-CO-OP ATM.

Earns dividends*
No monthly service fees **
No minimum balance requirement
Visa Debit Card with Card Control
Free access to online and mobile banking, including remote deposit
Federally insured by the NCUA up to $250,000

Open an Account Now

* To earn dividends, sign up for FREE eStatements and use FREE direct deposit of $150 or more at least once a month. **Debit Card fees and overdraft fees may apply.

Earns higher dividends*
No monthly service fees**
No minimum balance requirement
Visa Debit Card with Card Control
Free access to online and mobile banking, including remote deposit
Federally insured by the NCUA up to $250,000

To Earn Higher Dividends*

Sign up for FREE eStatements,
Sign up for FREE direct deposit of $150 or more at least once a month
Use FREE online bill pay at least two times per month
Make at least 12 Visa Debit Card transactions per month (ATM transactions excluded)

Open an Account Now

*If all qualifications are not met, the yield defaults to .10% APY. The maximum interest rate is currently 3.00% APY which is paid on balances up to $25,000. The Annual Percentage Yield is accurate as of the last dividend declaration date.
**Debit Card fees and overdraft fees may apply.

$5 opening balance
No monthly service charge if 10 or fewer checks/debits clear the account per month; $5 monthly service charge if over 10
Visa Debit Card* available for ages 15 and up, with a $200 daily withdrawal limit
Free Online Banking
Free eStatements

Please visit one of our locations

*Subject to approval. Minors must have a parent or legal guardian sign as a joint owner on the account until they reach the age of 18.

Problems with a past checking account that is making it difficult to get one now, PriorityONE may be able to help!

Benefits:

Receive a debit card with daily $200 access
Access to FREE eStatements

If you maintain your New Access Checking with positive account activity for one year you can apply to convert to a checking account with no monthly service fees!

Requirements

Direct Deposit from your employer (minimum $150 per month)
A reserve of $150 held in your savings account
Agree to pay a monthly service charge of $10

Contact Us: 954- 335-5100, option 2

*Members with more than two reported closed accounts for non-sufficient funds activity and/or have committed fraud on a banking account are not eligible for New Access Checking. Overdraft Privilege is not applicable.

We believe it is important for you to use your checking account responsibly and to never intentionally overdraw your account. However, we realize that financial shortfalls happen from time to time and we have several options available for you. As a benefit to our members, we offer these useful services to cover you in the event that you overdraw your checking account.

Overdraft Coverage Options

The choice is yours. Consider these ways to cover overdrafts:

Service	Cost
Overdraft Protection Link to Another Deposit Account you have at PriorityONE¹	$5 fee per transfer
Overdraft Protection Line of Credit^{1, 2}	Subject to fees + interest
Overdraft Privilege	$35.00 Paid NSF Fee per item.

¹Call us at (954) 335-5100, email us at [email protected], or come by a branch to sign up or apply for these services.

²Subject to credit approval.

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account or line of credit you may have at PriorityONE for a fee or finance charge. Please note that overdraft lines of credit are subject to credit approval.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Please review the “What Else You Should Kno w” section included with this disclosure for other important information.

Transactions covered with Overdraft Privilege	Standard Coverage (No action required)	Extended Coverage (Your consent required on consumer accounts) *
Checks	X	X
ACH – Automatic Debits	X	X
Recurring Debit Card Transactions	X	X
Online Bill Pay Items	X	X
Internet Banking Transfers	X	X
Telephone Banking	X	X
Teller Window Transactions	X	X
ATM Transactions		X^*
Everyday Debit Card Transactions		X^*

*If you choose Extended Coverage on your account, ATM transactions and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Overdraft Privilege Extended Coverage, it is not necessary to request it again.

You can discontinue Overdraft Privilege in its entirety by contacting us at
(954) 335-5100 or sending us an e-mail at [email protected].

If you would like to select Extended Coverage for future transactions:

call us at (954) 335-5100
complete the online Con sent Form
complete a consent form and mail it to us at:
3000 N. University Dr.
Sunrise, FL. 33322
visit any branch
e-mail us at [email protected]