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Deposit Rates

Effective November 20, 2024

Certificate of Deposit Rates

Account Description Dividend Rate % Annual Percentage Yield
3 Month Term Certificate 1.0945 1.10
6 Month Term Certificate 4.4098 4.50
12 Month Term Certificate3.78073.85
24 Month Term Certificate3.7807 3.85
36 Month Term Certificate 3.7325 3.80
36 Month Term Jumbo Certificate3.8289 3.90
48 Month Term Certificate 3.7325 3.80
48 Month Term Jumbo Certificate 3.8289 3.90
60 Month Term Certificate 3.7325 3.80
60 Month Term Jumbo Certificate 3.8289 3.90

Traditional, Roth, and Education IRA certificates are priced the same as regular certificates.

Minimum to open a regular certificate is $1,000; minimum to open a jumbo certificate is $50,000; minimum to open an IRA certificate is $500. IRA certificate terms start at 12 months.

A penalty will or may be imposed for early withdrawal.

Elite Money Market Account *

Balances to $2,499.99 0.00 0.00
Balances $2,500 to $24,999.99 1.3417 1.35
Balances $25,000 to $49,999.99 1.3911 1.40
Balances $50,000 to $99,999.99 1.4898 1.50
Balances $100,000 and over 1.5391 1.55

*Minimum to open Elite Money Market Account is $2,500

Elite Plus Money Market Account*

Balances to $19,999.99 0.00 0.00
Balances $20,000 to $74,999.99 1.5391 1.55
Balances $75,000and over 1.5884 1.60

*Minimum to open Elite Plus Money Market Account is $20,000

All rates and yields listed below are from the last dividend declaration date of
October 24, 2024. 

Share Accounts (Student, Club) 0.02 0.02
IRA Share Account 0.02 0.02
Go Green Checking 0.50 0.50
i-Net 3.00 3.00
Express Zip & Student Checking 0.00 0.00
New Access Checking 0.00 0.00