Auto Loans

New Vehicle

For financing purposes at PriorityONE CU, a vehicle is considered new if it is up to two years old with less than 10,000 miles. The fixed Annual Percentage Rate on new vehicles is based on creditworthiness for up to an 84 month term. The actual loan amount is not to exceed the lesser of the purchase price or 100% of the Manufacturers Suggested Retail Price (MSRP) on new vehicles.

If you financed a new car at the dealership or with another financial institution, you can still refinance your vehicle with PriorityONE CU at a new vehicle rate.*

Pre-owned Vehicle

For financing purposes at PriorityONE CU, a pre-owned vehicle is over two model years old and/or over 10,000 miles. For used vehicles, the the term extends to 72 months and the fixed Annual Percentage rate is based on creditworthiness. Actual loan amount is not to exceed NADA retail value.

If you financed your pre-owned car at the dealership or with another financial institution, you can still refinance your vehicle at PriorityONE CU. By doing this, you can lower your monthly payments or possibly pay off the loan sooner than originally planned.*

We also finance recreational vehicle, motorcycles, and boats.

*Subject to CU loan policies and guidelines.