Visa Platinum Credit Card
The PriorityONE Platinum VISA credit card is a card with real savings, no gimmicks, just value and convenience featuring:
- No annual fee
- Interest-free grace period on purchases
- No fee for cash advances or balance transfers
- Same rate for cash advance and purchases
- CU Rewards points for travel or merchandise
- Visa alerts via email and cell phone
- Online access
Rates and terms are subject to change without notice. Some restrictions may apply. Approval is subject to credit union loan policies and guidelines. Rates are subject to creditworthiness.
Visa Platinum Secured Credit Card
A secured credit card is a great option for establishing or rebuilding your credit history. Once you qualify, your credit line must be secured by funds in your savings account. For example, if you are approved for a $500 credit card, then you must keep a minimum of $500 in your savings account. This card features:
- No annual fee
- Interest-free grace period on purchases
- No fee for cash advances or balance transfers
- Same rate for cash advance and purchases
- Visa alerts via email and cell phone
- CU Rewards points for travel or merchandise
- Online access
*Annual Percentage Rate. Subject to credit union lending guidelines. **Secured by equivalent funds in your PriorityONE savings account.
Mobile App for Managing Your Credit Card
Enjoy on-the-go card management that’s fast and easy! Our free Visa Credit Card App offers a safe and convenient way to:
- View recent and pending transactions
- View next payment amount and due date
- Schedule and confirm payments
- Make a payment to your card
- Enable Geolocation Controls
- Travel Notifications
- Report a card lost or stolen
- Raise a dispute on any transaction
- Activate a card
- And more…
Getting Started
Download the app from the store, grab your credit card, and register on the phone. It’s that easy.
Safety
You’re protected by 128-bit encryption through your mobile device. No personal information is stored on your mobile device.
Download the PriorityONE CC app from:
| VISA Platinum | Annual Percentage Rate For Purchases, Transfers, and Cash Advances | Monthly Periodic Rate |
|---|---|---|
| Score Rage 760+ | (Current Prime Rate) + 5.24 = 13.74% | 1.1450 |
| Score Range 720- 759 | (Current Prime Rate) + 7.24 = 15.74% | 1.3116 |
| Score Range 680-719 | (Current Prime Rate) + 9.24 = 17.74% | 1.4783 |
| Score Range 640-679 | (Current Prime Rate) + 11.24 = 17.99% | 1.4992 |
| Score Range 001-639 | (Current Prime Rate) + 15.24 = 17.99% | 1.4992 |
| Grace Period for Purchases | 25 Days** | |
| Method of Computing Balance for Purchases | Average daily balances including new purchases | |
| Balance Transfer Fee | None | |
| Cash Advance Fee | None | |
| Foreign Transaction Fee | 1.00% of each transaction in U.S. dollars. | |
| Late Payment Fee | Up to $25.00 if your payment is late 5 days or more. | |
| Credit Card Replacement (Lost or Stolen) | $10 | |
| Returned Payment Fee | Up to $25 for the first offense and up to $35 each if two or more offenses occur within 6 months. | |
| Stop Payment Fee | $20.00 if you stop payment of a check or other item for any reason. | |
