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Loan Rates

Loan Rates

Type of Loan APR as low as
Auto – New 5.24%
Auto – Used 5.74%
Motorcycle – New 8.25%
Motorcycle – Used 9.25%
Boat – New 6.75%
Boat – Used 7.25%
RV – New 6.75%
RV – Used 7.25%
Personal/Signature 9.74%
Line of Credit/Express Line 14.25%*

These rates reflect a .25% discount and assume that minimum monthly payments will be paid via automatic payment or payroll deduction from a PriorityONE Credit Union of Florida account. If you terminate the automatic payments or payroll deduction, or fail to maintain sufficient funds in the account to make the automatic payment, the Annual Percentage Rate shall increase by 0.25% without additional notice to you. Any increase will take the form of more payments of the same amount. * Lines of credit are not eligible for automatic payment discount. 

Rates and terms are subject to change without notice. Some restrictions may apply. Subject to credit union loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score.

1st Mortgage Loan Rates

Type of Loan APR as low as
30 year fixed Call for current rates
20 year fixed Call for current rates
15 year fixed Call for current rates
3/1 ARM Call for current rates
5/1 ARM Call for current rates

Rates and terms are subject to change without notice. Some restrictions may apply. Subject to credit union loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score.

HELOC Loan

Type of Loan APR as low as
Home Equity Line of Credit Prime Rate plus 0%

Rates and terms are subject to change without notice. Some restrictions may apply. Subject to credit union loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score.

Share/Certificate Secured Loans

Type Terms Rate
Share Secured Loan Up to 100% of the cash value of the share account. 3.00% margin over the pay rate of the regular share account.
Certificate Secured Loan Up to 90% of the cash value of the certificate of deposit. 3.00% margin over the pay rate of the certificate of deposit.

Credit Cards

Type Annual Fees APR as low as
Visa Platinum $0 13.74%

Some restrictions may apply. Subject to credit union loan policies and guidelines. The interest rate you pay will be based on your credit score.