Personal Loans
Personal Loan
A personal loan can be used for any purpose- consolidate debt, unexpected bills, wedding, vacation and more.
Apply for a personal loan to get the money you need.
- Low personal loan rates and flexible terms
- Loan Payment Protection available
- Easy approval with our online application
Express Line of Credit
Reduce the embarrassment and costs associated with overdrafts on your Checking Account. An Express Line of Credit Loan will automatically transfer funds into your Checking Account to cover an overdraft condition. This loan may be used as a backup to overdraft protection from Savings. The loan transfers are granted in increments of $50, up to your available credit limit.
EZ Cash Loan
Qualified members can borrow $500 instantly with 6 months to repay without a credit check. If you have successfully paid off an EZ Cash Loan with us before and have a 6-month payment history, then you might be eligible to borrow up to $1,500, under similar terms. For those members that have 5 years plus membership, obtained both the $500 and $1,500 EZ Cash Loans might be eligible for our $2,000 EZ Cash Loan. To qualify, all your accounts and loans at the credit union must be in good standing; you must be employed for at least two years with your current employer; and your loan must be repaid through payroll deduction. There is a $25 processing fee assessed for an EZ Cash loan.
Loans Secured by Savings or Certificates
You can borrow against your own savings account or certificate funds at an annual percentage Rate 3% above the rate that the funds are earning. The deposits will be secured as collateral on these types of loans.
Student Loans
Private Student Loans
Get the money you need to help make higher education happen!
Student loans from PriorityONE Credit Union of Florida in partnership with Sallie Mae® could help!
Whether you’re an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
All loans are subject to CU loan policies and guidelines.