Privacy Notice
04/21
FACTS
WHAT DOES PRIORITYONE CREDIT UNION OF FLORIDA (PRIORITY ONE CREDIT UNION) DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons PriorityONE Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does PriorityONE Credit Union share? | Can you limit this sharing? |
|---|---|---|
|
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
|
For our marketing purposes - to offer our products and services to you |
Yes | No |
|
For joint marketing with other financial companies - No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. |
Yes | No |
|
For our affiliates' everyday business purposes - information about your transactions and experiences. |
N/A | N/A |
|
For our affiliates' everyday business purposes - information about your creditworthiness |
N/A | N/A |
|
For non-affiliates to market to you |
N/A | N/A |
Questions?
Call 954-335-5100 or go to www.priorityonefl.org or email us at [email protected]
Who We Are
Who is providing this notice?
PriorityONE Credit Union of Florida (PriorityONE Credit Union)
What We Do
How does PriorityONE Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does PriorityONE Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
PriorityONE CC periodically collects, transmits, and uses geolocation information for enabling features that prevent fraudulent card use and alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings.
We also collect your personal information from other companies such as credit bureaus.
Why can't I limit all sharing?
Federal law only gives you the right to limit only:
- sharing for affiliates, everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- PriorityONE Credit Union has no affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- PriorityONE Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Insurance companies and credit card companies.